As a retailer you have the arduous task of protecting both your workers and your customers from risks inherent in your line of business. With risks to such a large pool of people daily, having retail stores insurance Florida will aid in protecting the business from costly lawsuits. Most retail stores stay open relatively long hours during the week (and especially on weekends), so inevitably, situations may arise that could result in an injury to someone on the premises. By placing certain systems in place you can create an atmosphere that allows for optimal personal safety to those who enter your establishment.
The Occupational Safety and Health Administration (OSHA) publishes training and health guidelines for retail stores called the MSDS (Material Safety Data Sheet), which is provided to help prevent potentially hazard situations from occurring. For example, a supermarket can greatly benefit by keeping boxes near shelves when stocking to prevent customers from accidentally tripping over them.
Retail workers who stock or lift objects during the day should wear safety harnesses to protect them from a back injury, and all employees should be required to wear comfortable, non-slip shoes to prevent slips and falls.
Common types of injuries
There has become much more awareness of the possibility of ergonomic injuries for retail employees, which can be caused by repetitive motion or stress resulting in potentially hazardous situations. Retailers should encourage employees involved in redundant work assignments to stop and rest every 20 or 30 minutes to allow their bodies to recover and therefore prevent possible injuries.
Other Safeguards that can be applied
While dimming the lights in your store may create a certain atmosphere (and reduce your monthly electricity bill), it can actually end up hurting your business, especially where dark corners or areas of the store make it hard for customers to see where they are walking. Try to keep your lighting consistent throughout the store, using as much track lighting as is needed to prevent people running into one another, or causing a customer to trip or fall.
Most retail stores install security cameras and keep parking lots and buildings illuminated at night. This helps protect store employees and shoppers from acts of theft or potential violence. Retailers have a certain responsibility to provide a safe environment, both inside and outside of their establishment. Personal safety in retail stores also includes instructions for exiting the store in the event of a fire. Employees should be given instruction as well for the handling of large sums of money.
The bottom line is to create a safe and fun atmosphere in order to allow customers and employees to have a pleasant experience when they arrive and leave your store. Retail store insurance is a safety net for those times when something goes wrong.