Architect professional liability insurance

An architect is a creative contributor to society, bringing buildings to life, transforming an idea from a two dimensional whim to three dimensional masterpiece. There is an incredible amount of detail required in even a modest house. So when a mistake or a perceived mistake occurs somewhere in the lengthy process of bringing a project to fruition, it can be a big blow. Because of that, architect professional liability insurance is not an optional expense, but is a necessity. If someone successfully sues, that can mean many thousands of dollars or more which can affect an architect’s career for years. That means you not only have to make up the damages, but you need to earn an ongoing income at the same time. Good insurance is a defense that helps staving off such economic damage.


Who and What Can Be Targeted


Clearly, for an architect professional liability insurance is a must. Fellow professionals involved in the design and building process may also be at risk when an error or omission is claimed. These could include some of the following:



A six figure income is usually required for a major liability policy. Policies can be customized for particular projects, such as an apartment complex or an office building. It can cover property damage and injuries, as well as pollution damage.


It Protects Your Business with Coverage


Legal battles alleging errors or omissions by a professional are expensive. Not only does it take time away from work, it actually costs you money, which creates a compounding financial effect, especially if you lose. A policy like architect professional liability insurance can help defray the costs of legal defense, damage awards, or settlements. Then you can get back to work and keep turning a profit.