Coverages for Agricultural and Farming Operations

Agriculture and farming are integral parts of the region, but do not come without risk. Whether you are looking for general liability or equine mortality insurance in Tennessee, there is plenty available to you. Here are three types of coverage you may want to check into.

Farm and Ranch Coverage

Whether you have a large commercial agricultural operation, multiple locations, or a small acreage farm, this comprehensive policy can help you protect yourself and your assets. It covers structures such as dwellings as well as personal property with the farm and within the household. It also works in cases of use-rental value loss.

Farm General and Personal Liability

This type of policy can protect you when custom farming totals are less than $10,000, as well as automatically covering any spaces you have recently acquired. It protects in personal injury and non-owned vehicle incidents as well as situations involving advertising. In cases of catastrophic liability, you can receive protection with umbrella coverage in amounts upwards of $25 million.

Equine Mortality

This is key when you want to protect your equestrian sect. No matter the breed, you can have your horses covered for diseases, illnesses, accidents and injuries. Equine mortality insurance in Tennessee can be obtained for both major medical issues and surgical procedures. The policy can include horses of all disciplines including those used for showing, racing and recreational riding.

Insurance for your operation is integral in keeping you and your business protected. With a little research, you can create the policies that are customized for your needs.


photo credit: Geoff Coupe cc