A Look at Tour Bus Insurance Coverage

Around the Washington, D.C. metro area, there are countless things to see and do. To make tourists’ adventuring easier, many companies operate tour bus services to transport people from place to place. If you are thinking about starting a similar tourist operation, you may want to look into tour bus insurance coverage options. Here is what you should know about having one of these policies in Washington, D.C.

Where To Tour

With nearly 22 million domestic sightseeing tourists every year, Washington, D.C. is home to many exciting landmarks and attractions. If you have an insurance policy that covers the metro area, that will allow you to take riders on tours from the National Mall to the Arlington Cemetary, Mount Vernon and even historic Georgetown. Of course, the list does not end here. With all of the metro area included, there are many other places to explore, too.

What It Covers

Although tour bus insurance options can vary, there are some coverages you should look for. First and foremost, a solid policy should include auto liability insurance for bodily injury and property damage. It should also include medical payments and other general liability options. Many plans offer Workers’ Compensation coverage as well. Make sure to inquire about this if you intend on hiring multiple employees. 

Having tour bus insurance coverage is a smart idea if you want to responsibly operate your own touring business.